Congratulations again on your new home. Our team at The Law Office of Timothy A. Sherman hopes you are settling in nicely. We realize there were a lot of ups and downs throughout the process of your home purchase but we trust it will be well worth the effort!
We plan to stay in touch with you over the next few years with informative tips on your home ownership and to be a resource for any legal questions you may have.
For now, here are a few items to note:
- The deed transferring ownership from the sellers of your home to you as the new owners was filed with your county’s Registry of Deeds. Unlike title to a car, you do not actually need this deed to prove ownership of your home. However, you may want a copy for your records. You can either download it at masslandrecords.com or simply ask our office for a copy.
- If you do receive a copy, it may have the words “canceled” on it. Do not worry. This just mean the tax the seller paid required a stamp be placed on the deed saying “canceled”. Fear not, you still have full ownership of the property.
- Regarding the deed of the property, you may receive an official-looking letter leading you to believe you need your deed and must pay $85 or some similar dollar to obtain it. Please ignore these letters. They are essentially a scam junk letter.
- While you officially own your home, that news may not have yet hit your town’s Tax Collector. Thus, you may receive a tax bill for your new home and it is still in the name of the previous owner. Again, do not fear. It just takes the town a bit to catch up.
- With that said, that tax bill is your responsibility. You very well may be escrowing with your taxes with the lender. If that is the case, your lender should be paying the tax bill. We strongly advise you to call the Tax Collector about 10 days after the bill was due to ensure your lender’s payment made it there safely.
- If you purchased an owner’s title insurance policy, it should be arriving from our office soon. If you have not received it within two months of your closing, please contact us.
- You likely received a navy blue folder with your unsigned closing documents at closing. If you would like an electronic version securely emailed to you, please let us know.
Remember….Our Closings Open Doors!
About the author: The above Real Estate information on the best day of the week have a closing in Massachusetts was provided by Timothy Sherman, an active attorney in the real estate law field. Tim can be reached via email at [email protected] or by phone at 781-664-4936. Attorney Sherman has helped people close on their homes in many Massachusetts cities and towns for the last 10+ Years.
Thinking of buying, selling or refinancing your home? I have a passion for Real Estate and love to share my legal expertise!
I handle closings throughout the South Shore and Greater Boston Area such as: Boston, Braintree, Canton, Cohasset, Dartmouth, Dedham, Duxbury, Fairhaven, Hanover, Hingham, Marshfield, Milton, Nantucket, Newton, Norwell, Plymouth, Quincy, Walpole, Wellesley, Westwood, Weymouth and Wrentham.
