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Sherman Law Approved for MetLife Legal Plans: What Massachusetts Homebuyers Need to Know
Sherman Law is proud to announce that we are now an approved attorney provider for MetLife Legal Plans for residential real estate transactions throughout Massachusetts. That means eligible buyers may receive covered legal services for their home purchase through their employer-sponsored MetLife Legal Plan.
What Is a MetLife Legal Plan?
Many employers now offer prepaid legal plans as part of their employee benefits package. These plans are designed to help employees access legal services for common life events.
For homebuyers, certain legal services related to a residential real estate closing may be covered under the plan depending on the member’s specific coverage. Because every employer-sponsored plan is different, coverage can vary significantly from one member to another. Some plans provide full residential closing coverage, while others may only provide consultation coverage or limited non-covered hourly benefits.
At Sherman Law, we help clients understand their benefits and determine what services may be covered before the transaction moves forward.
Why Use a Real Estate Attorney for a Massachusetts Closing?
Massachusetts is an attorney state, meaning real estate closings are typically handled by attorneys rather than standalone title companies.
A real estate closing attorney helps protect buyers throughout the transaction by:
- Reviewing the Purchase and Sale Agreement
- Examining title to the property
- Identifying liens or title defects
- Coordinating with the lender
- Preparing and reviewing closing documents
- Managing disbursement of funds
- Recording documents with the Registry of Deeds
- Issuing title insurance policies
Our team exclusively handles residential real estate transactions throughout Massachusetts.
Does MetLife Cover All Closing Costs?
No.
MetLife Legal Plans generally cover eligible attorney legal fees for covered services only.
Homebuyers are still responsible for standard closing costs and third-party transaction expenses associated with purchasing a home, including:
- Registry recording fees
- Municipal lien certificate charges
- Plot plan or survey charges
- Required lender’s title insurance policy and optional owner’s title insurance policy at standard rates
- Courier or wire fees
- Government taxes
- Lender fees and escrows
Before beginning representation, Sherman Law verifies the client’s coverage and explains what may or may not be included under the legal plan.
What Buyers Should Have Ready
If you plan to use your MetLife Legal Plan benefits for your home purchase, please have Your Eligibility ID (EID)
Our office can then verify coverage and explain the next steps.
Frequently Asked Questions About MetLife Real Estate Coverage
Can Sherman Law verify my MetLife coverage?
Yes. We can review your Eligibility ID and determine the level of coverage available for your transaction.
Are all home purchases fully covered?
No. Coverage depends on the specific legal plan offered by the employer.
Do I still pay closing costs?
Yes. Standard third-party closing costs are generally not covered under MetLife Legal Plans.
Does Sherman Law only handle closings in Hingham?
No. Sherman Law handles residential real estate transactions throughout Massachusetts.
About Us
With offices in Hingham, Boston, Plymouth, and Dartmouth, we exclusively focus on residential real estate transactions.
Our dedicated attorneys and paralegals use modern technology to streamline each transaction, with an emphasis on reliability and responsiveness. We understand real estate is not a 9 to 5 business so our staff is available on your schedule.
We are always available to talk or text at 781-664-4936 and email at [email protected]
